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Serial Fraudster Jailed for Insurance Scam, Violating Court Order
A repeat insurance fraudster has been sentenced to two years in prison after attempting to submit a fraudulent travel insurance claim while already under a court order meant to prevent such behavior.
Dominic Williams, 38, who also goes by the name Ayodele Oladut, received the sentence at Inner London Crown Court on January 14, 2026, after pleading guilty to fraud by false representation and multiple violations of his Serious Crime Prevention Order (SCPO).
The Gravesend resident attempted to defraud his insurance company by falsely reporting that his bag had been stolen while celebrating a friend’s birthday at a venue in Brick Lane, east London. Williams’ claim included high-end items such as a designer bag, a luxury wallet, vehicle keys, cash, and event tickets.
Investigators discovered that Williams had submitted fabricated documents to support his claim, including a falsified hotel booking confirmation and altered bank statements. Evidence showed he had tried to exploit a genuine theft incident by significantly inflating the claim value and providing false documentation.
“Williams’ actions showed a clear disregard for the conditions of his Serious Crime Prevention Order and highlighted his continued pattern of fraudulent behavior,” said Detective Constable Daniel Weller from the City of London Police’s Insurance Fraud Enforcement Department (IFED). “This case demonstrates our determination to pursue repeat offenders and ensure they face justice.”
The court heard that Williams has an extensive history of fraud offenses. In February 2025, he had received a two-year suspended sentence for 16 counts of insurance fraud, having fraudulently obtained more than £61,000 through false claims. The SCPO was imposed following these convictions as a measure to prevent further fraudulent activity.
Carl Mather, special investigations unit manager at Aviva, explained that Williams submitted the fraudulent travel insurance claim in May 2025, just months after the SCPO had been imposed. “The order imposed robust safeguards designed to prevent further offending,” Mather said, noting that any breach could result in up to five years’ imprisonment and an unlimited fine, in addition to triggering suspended sentences.
The court also heard that Williams committed multiple violations of his SCPO. He failed to disclose his travel insurance policy and subsequent claim to his dedicated offender manager, did not notify the City of London Police Lifetime Offender Management Unit about the claim, and failed to disclose a formal change of name.
Insurance fraud remains a significant issue for the UK insurance industry, with the Association of British Insurers estimating that fraudulent claims cost the sector hundreds of millions of pounds annually. These costs are ultimately passed on to honest customers through increased premiums.
“These measures are intentionally robust and are a powerful deterrent to others who might consider defrauding insurers and their customers,” Mather added. “Aviva remains steadfast in tackling insurance fraud head on, protecting honest customers and supporting law enforcement.”
Williams’ 24-month sentence was structured to reflect the severity of both the fraud and the court order violations. He received eight months for two SCPO offenses to be served concurrently, eight months for fraud by false representation to be served consecutively, and an additional eight months for breaching his suspended sentence, also to be served consecutively.
The case highlights the insurance industry’s increasing collaboration with law enforcement to identify and prosecute serial fraudsters, with specialized units like IFED focusing on complex insurance fraud cases. Experts suggest that such prosecutions not only punish individual offenders but also serve as a warning to others contemplating similar crimes.
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12 Comments
Insurance fraud is a serious crime that impacts all of us. I’m glad to see the courts taking a firm stance against this repeat offender. Deterring this type of behavior is crucial to protecting honest customers and maintaining the stability of the industry.
Exactly. Repeat offenders should face escalating penalties to drive home the message that fraud will not be tolerated. Upholding the rule of law is essential for maintaining public trust in the system.
It’s disheartening to see someone repeatedly try to game the system through fraudulent insurance claims. While the short-term gains may seem tempting, the long-term consequences for the individual and the broader public are significant. This sentence is a necessary step in holding repeat offenders accountable.
Well said. Fraud ultimately hurts everyone, from insurers to honest policyholders. Consistent enforcement of the law, even for those who have offended before, is crucial to deter this kind of behavior and protect the integrity of the system.
Insurance fraud is never acceptable, but it’s especially troubling when it’s a repeat offense. This individual clearly has not learned their lesson. Hopefully, the two-year sentence will make them think twice before attempting to cheat the system again.
Agreed. Repeat offenders should face increasingly harsh penalties to deter future crimes. Insurance companies and the courts need to work together to crack down on this type of fraudulent behavior.
Sadly, it seems some individuals will go to great lengths to defraud insurers. While such actions may provide short-term gains, the consequences can be severe. Repeat offenders like this should face appropriate legal penalties to discourage this unethical behavior.
Agreed. Insurance fraud ultimately raises costs for all policyholders. Strict enforcement and meaningful sentences are important to deter these crimes.
Fraudulent insurance claims are a serious issue that impact everyone. Glad to see the courts taking a strong stance against this repeat offender. Consistent application of the law is crucial to maintaining trust in the system.
You’re right. Insurance fraud undermines the entire system. Enforcing consequences, even for those who’ve done it before, is the only way to send a clear message and protect honest customers.
It’s disappointing to see someone abuse the trust placed in them by insurers and the public. Fraud drives up costs for everyone. This sentence sends a clear message that such actions will not be tolerated, even for those who have offended before.
You make a good point. Repeat offenders need to understand there are serious consequences for their actions. Consistent enforcement is key to maintaining the integrity of the insurance system.