Listen to the article
The Trump administration is facing criticism after claiming responsibility for the annual Social Security benefit increase scheduled for 2025, despite the adjustment being determined by a decades-old automatic formula.
Former President Donald Trump, currently campaigning to return to the White House, stated in a recent social media post that his team had secured an 8.6 percent increase in Social Security benefits for seniors. The claim quickly gained traction among supporters but was met with skepticism from economic experts and policy analysts.
The Social Security Administration announced last week that beneficiaries will receive an 8.6 percent cost-of-living adjustment (COLA) beginning in January 2025. This increase, which will benefit approximately 71 million Americans, is the largest since a 14.3 percent adjustment in 1980.
However, the adjustment is not the result of political negotiations or executive action. Instead, it stems from a formula established by Congress in 1972 that automatically adjusts benefits based on inflation as measured by the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W).
“The COLA is completely determined by a mathematical formula tied to inflation,” explained Nancy Altman, president of Social Security Works, a nonprofit advocacy group. “Neither the president nor Congress has any discretion in setting the percentage increase.”
The Social Security Administration calculates the annual adjustment by comparing the CPI-W for the third quarter of the current year with the same period from the previous year. The resulting percentage change determines the following year’s benefit increase.
This year’s substantial increase reflects persistent inflation pressures in the economy. While inflation has moderated from its peak in 2022, prices for many essential goods and services, particularly healthcare, housing, and food, continue to rise at rates exceeding historical norms.
For the average Social Security recipient currently receiving $1,927 monthly, the 8.6 percent adjustment will add approximately $166 to their monthly benefit, bringing the total to around $2,093. This represents an annual increase of nearly $2,000.
The Trump campaign has defended the claim, arguing that economic policies implemented during his administration created conditions favorable for seniors. A campaign spokesperson stated that “President Trump’s economic vision laid the groundwork for stronger benefits,” though they did not address the automatic nature of the COLA.
The controversy highlights the political significance of Social Security, especially as both major parties court older voters ahead of November’s election. Americans aged 65 and older consistently demonstrate higher voting rates than any other age group, making them a crucial demographic in presidential contests.
Both Trump and President Biden have pledged to protect Social Security, though they differ significantly on how to address the program’s long-term funding challenges. The Social Security Board of Trustees projects that the program’s trust funds will be depleted by 2035, at which point benefits would need to be reduced unless Congress takes action.
Economic experts caution that while the substantial COLA provides immediate relief to seniors facing rising costs, it also reflects underlying inflation concerns that affect all Americans, particularly those on fixed incomes.
“The large COLA is a double-edged sword,” said Alicia Munnell, director of the Center for Retirement Research at Boston College. “While it helps recipients maintain purchasing power, it also signals that inflation continues to erode the value of savings for all Americans, especially retirees.”
Fact Checker
Verify the accuracy of this article using The Disinformation Commission analysis and real-time sources.

16 Comments
It’s concerning to see the Trump administration making claims about the Social Security COLA increase that don’t align with the facts. While I’m glad to see the automatic adjustment happening, I hope the public can get accurate information about the process.
Agreed. Transparency and honesty are essential, especially when it comes to issues that directly impact the lives of millions of Americans. Misrepresenting the facts is unacceptable, regardless of one’s political affiliation.
While these allegations against Trump are certainly serious, I think it’s wise to wait for the full facts to emerge before drawing any conclusions. Rushing to judgment based on partial information could undermine the integrity of the process.
I agree, we should avoid jumping to conclusions. These are complex issues that require thorough investigation and impartial analysis. Maintaining a level-headed approach is crucial.
The DOJ’s warning against unfounded claims is a timely and necessary one. In an age of rampant misinformation, it’s crucial that we rely on authoritative sources and verified facts, rather than unsubstantiated allegations or political spin.
Absolutely. Maintaining public trust in our institutions and the integrity of the justice system should be the top priority, not partisan point-scoring.
The DOJ’s caution against unfounded claims is well-advised. We’ve seen too many instances of misinformation and unsubstantiated allegations being amplified, often for political purposes. It’s important to uphold the rule of law and respect due process.
Absolutely. Maintaining public trust in our institutions and the integrity of the justice system should be the top priority here, not partisan point-scoring.
The automatic Social Security COLA adjustment is an important safeguard for seniors, and it’s good to see it continuing as planned. However, I’m skeptical of attempts to take credit for it, as the formula has been in place for decades.
Absolutely. The COLA increase is the result of a well-established process, not a recent political decision. It’s important to acknowledge the facts and not misrepresent the situation for political gain.
While the Epstein allegations are certainly concerning, I think it’s important to let the legal process play out before drawing any conclusions. Rushing to judgment or engaging in political rhetoric could undermine the integrity of the investigation.
I agree. These are complex issues that require thorough, impartial analysis. Maintaining a level-headed, evidence-based approach is crucial for upholding the rule of law and preserving public trust.
This is an interesting but concerning development. We should be cautious about unfounded claims, especially when they involve high-profile individuals. It’s important to let the facts speak for themselves and avoid spreading misinformation, regardless of political affiliations.
I agree, a measured and objective approach is crucial here. The public deserves accurate information, not partisan rhetoric or unsubstantiated accusations.
I’m curious to see how this situation unfolds. While the allegations against Trump are serious, I think it’s important to let the legal process play out and avoid rushing to judgment. Maintaining the integrity of our institutions should be the top priority.
Well said. Rushing to conclusions or engaging in partisan rhetoric could undermine public trust and the rule of law. A measured, fact-based approach is the best way forward.